Motor vehicles that are technically in good repair shall be insured:
- motor vehicles (cars, trucks, cargo-passenger vehicles);
- trailers (semitrailers) to them;
- buses, minibuses;
- tractors of all modifications, motor blocks, mini-tractors;
- any other self-propelled machines.
Insurance risks:
- fire, explosion, spontaneous combustion;
- earthquake, lightning strike, strong wind, hail, etc..;
- accident, traffic accident, collision with animals;
- attempted theft and other illegal actions of third parties (other than theft, theft).
Upon occurrence of an event which may be recognised as an insured event under the terms and conditions of the insurance contract, the Policyholder shall be obliged:
- immediately notify the Insurer of the occurrence of such event;
- take reasonable and available measures in the circumstances to reduce possible losses and follow the Insurer's instructions if they have been notified;
- to report the event to the relevant competent authorities (police, traffic police and others - depending on the nature of the event), except in cases: - when the amount of damage does not exceed 400 Euros in equivalent (when issuing a notification about the traffic accident); - damage to the vehicle as a result of collision with fixed objects (structures, obstacles, trees, etc.), tipping over, falling of the vehicle or any object on it. The damage shall be compensated in the amount not exceeding EUR 1,000 in equivalent.
- to keep the vehicle as it appears as a result of the event until it is examined by the insurer or its representative;
- to provide the Insurer (its representative) with the possibility of unobstructed inspection of the damaged (dead) transport means, finding out the reasons, amount of damage;
- provide the Insurer with the documents necessary to establish the fact of occurrence of the insured event and the amount of loss.
Contact information:
Regional Tourism Centre
22 Ozheshko Street, Grodno.
+ 375 (152) 77 37 85; + 375 (152) 77 37 86; + 375 (29) 869 06 02
email: regunivertur@mail.ru
Tags: insurance, vehicles, rtc, belgosstrakh